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Badmus Khodijah

August 21, 2025 - 0 min read

Virtual Assistants vs Full-Time Staff in Nigeria: What's the Cost Difference?

Compare the costs and benefits of hiring virtual assistants versus full-time employees for admin and customer tasks.

You're scaling your business, and the workload is getting crazy. Customer emails are stacking high, administrative tasks are eating up your precious time, and it's clear you need some extra hands on deck. 

But, should you bring on a full-time employee or opt for a virtual assistant? Many business owners tend to focus solely on the salary figure and think they've found their answer. But that's just scratching the surface—there's a whole lot more to consider that could impact your budget significantly.

From what we've seen in Nigerian businesses across various sectors, the cost savings with virtual assistants can be quite impressive. For administrative roles, you could save anywhere from 35-50% compared to hiring full-time staff. When it comes to customer service, the savings range from 25-40%, and you often get better coverage thanks to extended hours or specialized skills. For specialized tasks like marketing, IT support, and content creation, you might see savings of 40-60%, all while tapping into higher-level expertise that most businesses can't afford to bring on full-time.

The COVID-19 pandemic accelerated these trends and proved that many tasks can be done effectively from anywhere.

The analysis of Full-Time Staff

When you start thinking about hiring someone full-time, the first thing that probably comes to mind is the salary. For instance, if you're looking to bring on a customer service representative for ₦80,000 a month, that sounds pretty fair, right? But wait a minute. Let’s dig a little deeper into what you’re really committing to. That ₦80,000 salary actually balloons to ₦149,667 once you factor in the 13th month bonus (which is ₦6,667 a month), pension contributions (₦8,000), health insurance (₦15,000), transportation allowance (₦20,000), lunch allowance (₦15,000), and medical leave coverage (₦5,000). And we’re just scratching the surface here.


 

Your new hire will need a workspace and the right tools to do their job effectively. Office space alone can run you about ₦25,000 per person each month, while equipment like a desk, chair, and computer adds another ₦8,000 monthly when you spread out the costs. Don’t forget about utilities—electricity and internet can add up to ₦12,000, office supplies will set you back ₦3,000, and software licenses can cost an additional ₦5,000. All of this adds up to ₦53,000 in infrastructure costs that you might not have initially considered. When you combine this with the direct costs, you’re already looking at ₦202,667 each month.


 

Now, here’s where it really starts to add up—your time. The process of finding and interviewing candidates can take around 40 hours of your precious time. Training them and getting them up to speed can take weeks of guidance. Plus, managing and supervising them can add another 5 hours to your weekly schedule—time that could be spent growing your business. On top of that, HR tasks like payroll and performance reviews can take another 3 hours each week. If you value your time at ₦2,000 per hour (and let’s be honest, if you’re running a business, it likely is), that’s an additional ₦128,000 a month just for management. So, that ₦80,000 salary has now skyrocketed to ₦330,667 per month. Quite a leap, wouldn’t you say?

The Virtual Assistant Analysis 

Now let's look at the VA option. Through DelonApps' virtual assistant services, you can get skilled professionals for specific tasks without all the overhead. A full-time customer service VA costs about ₦120,000 monthly, part-time social media management runs ₦60,000 monthly, and administrative support as needed costs ₦40,000 monthly. Your total monthly VA costs would be ₦220,000 for equivalent coverage.

Look at what you don't pay. No office space needed, no equipment to buy, no utilities to split, no statutory benefits, no recruitment headaches, and minimal management time since VAs are typically self-directed professionals. When you compare ₦330,667 for full-time staff versus ₦220,000 for VAs, you're saving ₦110,667 monthly. That's ₦1,328,004 annually that you can reinvest in growing your business instead of overhead costs.


 

Why Full-Time Staff or On-site employer?


 

In situations where physical presence is key, like in manufacturing, retail, or security, full-time staff are essential. You can't run a machine or welcome customers in a store from a distance. Jobs that require a deep understanding of your products, customers, and internal processes often benefit from the full-time commitment that comes with being truly integrated into your company culture. 

Leadership roles are typically best suited for full-time employees who can foster relationships and nurture the company culture. Managing a team effectively demands a level of presence and availability that’s tough to achieve with remote setups. If the position involves dealing with sensitive financial data or strategic information, having someone fully dedicated to your organization, bound by stronger employment contracts, can justify the additional expense. These roles thrive on the loyalty and access that come with full-time employment.

Why Virtual Assistants or remote worker?

Think data entry, responding to emails, posting on social media, creating content, and conducting research—these are all areas where VAs really excel. You can easily outline what needs to be accomplished, set quality benchmarks, and evaluate results without needing to hover over them constantly. Here, the output is what counts more than the process, making it perfect for remote work.

Often, virtual assistants bring a wealth of specialized knowledge that surpasses that of generalist employees. Looking for an expert in Facebook ads, bookkeeping software, or graphic design? VAs usually focus on their specific niches and keep up with the latest tools and trends because their success relies on it. Plus, with DelonApps' software development services, you can access specialized technical support that would be costly to hire on a full-time basis.

If your workload fluctuates throughout the month or seasonally, VAs can easily adjust their hours without the stress of hiring and firing. During peak times, you can ramp up their hours, and when things slow down, you can cut back on costs without impacting anyone's job security or navigating tricky employment laws. This kind of flexibility is a game-changer for businesses facing variable demand.

Industry-Specific Applications

Different industries benefit differently from each approach, and understanding your sector's needs is crucial for making the right choice. For e-commerce businesses, VAs are excellent for customer service, order processing, inventory tracking, and social media management. These tasks are clearly defined, measurable, and don't require physical presence. However, you'll still need full-time staff for warehouse operations, supplier relationships, and strategic planning that requires deep business knowledge.

Professional services like law firms, accounting practices, and consulting companies can use VAs effectively for administrative tasks, research, marketing, and appointment scheduling. These support functions free up expensive professional time for billable work. However, client meetings, complex analysis, and business development still require the expertise and relationship-building skills of full-time professionals.

Technology companies can leverage VAs for customer support, content creation, data entry, and testing tasks. Through DelonApps' call center services, tech companies can provide round-the-clock support without the overhead of multiple shifts. However, software development, system architecture, and client relationships typically require full-time staff who can collaborate closely and understand complex technical requirements.

The Hybrid Approach That Works

Many successful Nigerian businesses don't choose between VAs and full-time staff – they use both strategically. A typical setup might include a core team of 2-3 full-time employees handling essential functions like management, client relationships, and complex decision-making, supported by 3-5 virtual assistants handling specialized tasks and overflow work. This approach gives you the stability and commitment of full-time staff with the flexibility and cost savings of VAs.

The key to a successful hybrid model is clear role definition. Full-time staff handle anything requiring deep company knowledge, immediate availability, or complex judgment calls. VAs take care of well-defined tasks that can be measured and managed remotely. This division allows each type of resource to work in their strength zone while minimizing costs and maximizing productivity.

Choosing between a Virtual Assistant or a Full Time Staff

Here's how to decide what's right for each role in your business. First, ask yourself if this person needs to be physically present. If yes, you need full-time staff. If no, consider a VA. Next, determine whether this role requires specialized skills or general work. Specialized skills are often better handled by VAs who focus on specific areas. General work could go either way, depending on your other factors.

Consider how much the workload varies. If it's highly variable by season, month, or project cycles, VAs offer the flexibility you need. If the workload is consistent, full-time staff might provide better value through deeper engagement. Finally, evaluate how sensitive the information they'll handle is. Very sensitive financial or strategic information might be better kept with full-time employees, while routine information can be handled by trusted VA partners.

For any role, calculate the true monthly cost of a full-time employee including salary, benefits, infrastructure, and your management time. Compare this to the monthly cost of equivalent VA services from providers like DelonApps' outsourcing solutions. Factor in quality and reliability differences, as well as your flexibility needs, to make an informed decision.

Common Mistakes to Avoid

The biggest mistake businesses make is going cheap without considering quality. The cheapest VA isn't always the best value, just like the cheapest full-time employee might cost you more in the long run through poor performance or high turnover. Focus on skills, reliability, and track record rather than just hourly rates. A slightly more expensive VA who delivers consistent quality results will save you money compared to a cheap one who creates problems.

Whether you choose VAs or full-time staff, invest in proper management tools from the start. Good communication and project management systems are essential for remote teams but also improve efficiency with in-house staff. Platforms like Slack for communication, Asana for project management, and Zoom for video calls make managing distributed teams much easier.

Be specific about what you need, when you need it, and how you'll measure success. Unclear expectations lead to disappointing results regardless of whether you're working with VAs or full-time staff. Create detailed job descriptions, set measurable goals, and establish regular check-in schedules. Clear communication prevents most problems before they start.

Always have backup plans. What happens if your VA is sick, your internet goes down, or your full-time employee quits? Having contingency plans and backup resources ensures business continuity. This might mean working with VA agencies that provide replacements, cross-training multiple team members, or maintaining relationships with freelancers who can step in when needed.

Your Implementation Strategy

Ready to make a decision? Start this week by listing all the tasks that are eating up your time and identify which ones could be done remotely. Calculate what you're really spending on current staff including benefits, infrastructure, and your management time. This baseline gives you concrete numbers to work with instead of rough estimates.

Next week, contact DelonApps to discuss your specific needs and get quotes for the services you're considering. Define exactly what you need help with, including quality standards, deadlines, and communication preferences. Set a realistic budget based on your calculations and the value each role brings to your business.

In the following week, start with one VA role as a test case. Choose something important enough to matter but not so critical that problems would be devastating. Set up your communication and management systems before the VA starts, and establish clear success metrics. Measure results after the first month and adjust your approach based on what you learn.

Making the Choice That's Right for You

The choice between virtual assistants and full-time staff doesn't have to be complicated when you focus on what each role really needs and calculate the true costs involved. Consider your specific business requirements, growth plans, and budget constraints. Factor in the hidden costs of full-time employment and the flexibility advantages of virtual assistance.

The most important thing is that you're making informed decisions that support your business growth rather than just following conventional hiring practices. With the numbers we've shared and the framework we've provided, you're equipped to build a team structure that works for your business, your budget, and your growth objectives. The future belongs to businesses that adapt their resource allocation strategies to changing opportunities – make sure yours is one of them.

 

 

Need help figuring out the right mix for your business? DelonApps offers consultations to help you optimize your team structure and reduce operational costs while improving productivity. Explore their full range of business process outsourcing solutions to see how virtual assistance can transform your operations.